The topic of our most recent Lunch & Learn session was AgExam Cash Flow.  The Cash Flow allows you to create a detailed view of inflows and outflows for your agricultural borrower on a monthly basis in order to assess what is able to be either borrowed or repaid on an operating line of credit.  In order to use the Cash Flow, you must have an Ag Financial Statement established for the borrower.  From there, establishing a Form 1040 and Schedule F will bring in additional information on previous years’ averages to help you create the new projection.

A few tips for working with the Cash Flow:

  • The Cash Flow schedules can import data from the corresponding Ag Financial Statement (such as Livestock or Crops).  The more information you input into the AFS, the less you will need to key into the Cash Flow.
  • The Cash Flow schedules contain Detail Listings which allow you to indicate the selling price per unit and the month in which your units will be sold.  Anything remaining from the units available for sale will be placed into inventory.
  • Existing Debt information will also be imported from the AFS, and New Term Advances can be entered.
  • The Cash available will be calculated as the Income less expenses and any fixed debt payments from each month.  The result will be a positive or negative cash flow for that month.  A negative balance will result in an amount that needs to be borrowed on the operating line of credit, and a positive balance will be repaid on the operating line of credit.  You can establish a minimum cash balance that you would like the borrower to have available.
  • An Annual Cash flow is also available as an alternative to the detailed monthly Cash Flow.
  • Reports include the Annual Cash Flow, the detailed Cash Flow, and also a Summary report.  Schedules can also be printed.

If you have any questions about the AgExam Cash Flow, please contact Customer Support at 888.848.7349, Option 1 or support@suntell.com.

Lunch & Learn training sessions are free to Suntell customers and occur on the first and third Wednesday of every month. Visit our Lunch & Learn page to watch recordings from previous sessions, or sign up for upcoming sessions.