Streamlining Your Commercial Lending Process Helps Eliminate Risks

With interest rates still historically low, and the current administration pressuring the Federal Reserve to keep them that way, community banks and credit unions are in a position to benefit from borrowers who want to take advantage of these rates while they can....

How to Improve Your Commercial Underwriting Process

If bankers learned anything from the Great Recession, which is now over a decade in our collective rearview mirrors, it’s this: In both good and bad economic times, bankers must keep a watchful eye out for risks in their loan portfolios. The high level of vigilance...

Preparing for a Financial Institution Safety and Soundness Exam

Preparing for a Financial Institution Safety and Soundness Exam In today’s recessionary economy, decreasing real estate values, and an increasing number of loan defaults, regulatory enforcement actions are on the rise. This environment has been a source of increasing...