Stress Testing and Projects Help Forecast Problem Credits

Stress Testing and Projects Help Forecast Problem Credits

A part of reviewing a borrower’s credit is forecasting “what could happen next?”  In the next several weeks, borrowers will be providing their updated tax returns as we approach the July 15th filing deadline, and community financial institutions will have their credit...
Managing PPP Loans In Your Portfolio

Managing PPP Loans In Your Portfolio

Community financial institutions have been swamped with requests from borrowers for loans under the SBA Payment Protection Program.  This program became available in a “fast and furious” mode.  Lenders have needed to quickly understand guidance, collect information...
For Our Customers: Response to COVID-19

For Our Customers: Response to COVID-19

We recognize and understand the growing concern associated with the impact of COVID-19 (coronavirus), not only world-wide, but right in the cities where we live and work. I want to personally share the steps we are taking to protect our employees and ensure our...

Back to Square 1

Suntell CEO Corner In my last quarterly issue, I admonished commercial lenders and institutions for their treatment of the commercial lending process as a ‘sacred cow’: not to be touched or disturbed. This leads to out-of-date and inefficient commercial lending...