Our Blog
Stress Testing and Projects Help Forecast Problem Credits
A part of reviewing a borrower’s credit is forecasting “what could happen next?” In the next several weeks, borrowers will be providing their updated tax returns as we approach the July 15th filing deadline, and community financial institutions will have their credit...
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Managing PPP Loans In Your Portfolio
Community financial institutions have been swamped with requests from borrowers for loans under the SBA Payment Protection Program. This program became available in a “fast and furious” mode. Lenders have needed to quickly understand guidance, collect information...
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CEO Corner
April 2020 Newsletter There was a scene from the movie “Anchorman” of street fight among rival newscasters. Afterward, the character Ron Burgundy (played by Will Ferrell) comically said “That really escalated quickly…it really did!” That is how I am feeling right...
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Is Your Commercial Lending Software (or Lack of) Undermining Your Loan Presentations?
The fact of the matter is that large financial institutions court high value commercial loans. The exact average value of a small business loan from a big national bank varies depending on the source, but it’s well over half a million dollars. This number is more than...
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As Demand for Agriculture Loans Rises, Banks See Credit Risk Software as a Way to Mitigate Risk
Agriculture is always subject to unknowns and unpredictables. Farmers have been dealing with low commodity prices and trade disputes. With spring comes the potential for unfavorable weather; flooding is forecasted in the northern Plains and western Corn Belt. And, as...
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For Our Customers: Response to COVID-19
We recognize and understand the growing concern associated with the impact of COVID-19 (coronavirus), not only world-wide, but right in the cities where we live and work.
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