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In an interview earlier this year with the ICBA, Joseph Otting of the OCC warned bankers of the need to remain vigilant regarding the risks accumulating within their loan portfolios. He went on to say that bankers should monitor the quality of new loans, the potential for lender complacency and risks from eased underwriting.

I want to first acknowledge those areas in the Midwest and all of the farmers, small businesses, and communities impacted by the current flooding that is so widespread and appears to be long from over as the winter ice melts adding more pressure to the swollen rivers...