Credit Analysis provides you with several tools for analyzing the debt or financial situation of your guarantors or other parties.
- The Monthly Cash Flow provides a simple, easy-to-use debt-to-income ratio calculation. Your monthly expenses can be itemized, and you have the option to enter the monthly payment on a new proposed loan for comparison of a current debt-to-income ratio to the proposed debt-to-income ratio.
- The Form 1040 allows you to input the data from a personal tax return. You can also input debt information in order to calculate a debt service coverage ratio.
- The Personal Financial Statement includes supporting schedules for assets and liabilities. The schedules are dynamic, so you can input as much information as necessary in schedules such as debts, real estate owned, other assets, and more.