Loan Portfolio Stress Testing

If you’re a financial institution looking to manage credit risk and ensure the long-term health of your loan portfolio, you’ll definitely want to check out the Loan Portfolio Stress Testing feature of Square 1 Credit Suite from Suntell. This feature allows you to test how your portfolio would fare in different economic scenarios, so you can identify and address potential risks before they become a problem.

One of the key features of Loan Portfolio Stress Testing is its ability to perform transactional stress testing. This lets you see how individual loans would hold up under different stress scenarios, giving you a more detailed view of your portfolio’s vulnerabilities.

In addition to transactional stress testing, the Loan Portfolio Stress Testing feature also includes CRE stress testing with adjustments for Cap Rate and LTV. This helps you assess the impact of stress scenarios on your commercial real estate loans, taking into account key variables like property value and loan-to-value ratios.

The Loan Portfolio Stress Testing feature also includes integration with portfolio stress testing and rent roll analysis linked to CRE stress testing. These features give you a comprehensive view of your portfolio’s potential risks and vulnerabilities, so you can identify and address areas of concern.

Overall, the Loan Portfolio Stress Testing feature of Square 1 Credit Suite is an essential tool for managing credit risk and ensuring the long-term health of your loan portfolio. It’s packed with stress testing capabilities that allow you to see how your portfolio would fare in different economic scenarios, giving you the chance to address potential risks before they become a problem. If you’re looking to improve your risk management practices, we definitely recommend giving this feature a try.




It’s not often that we need to contact Suntell Support, but when we do, they are always quick to respond, and their team works diligently to ensure our problem is solved! Their knowledge and professionalism are reassuring. It is a real pleasure to work with them!

Jan Lohr VP, Loan Operations

Identify

Ensure credit-granting is in line with your institution’s credit risk strategy with an in-depth credit analysis of your borrowers.

Measure

Quantify the credit risk on and off the balance sheet with ratios, custom measures and scoring.

Monitor

Keep a pulse on credit risk over time by viewing changes in risk ratings.

Control

Integrate your analyses seamlessly with loan committee presentations and the approval process.

Customer-Reported Results

1 %

of our customers experienced improved asset quality

1 %

of our customers reported improved ROA

1 %

of our customers experienced improved efficiency

1 %

of our customers reported we had helpful customer support 

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