A Better Credit Risk Management Solution Designed to Fit Your Needs
Whether you are a community bank or credit union, the Square 1 Credit Suite provides the tools you need to successfully manage the loan life cycle, while simultaneously managing credit risk. This all-in-one solution is available based on your IT requirements and can be deployed according to your timelines. Square 1 is the loan management tool driven to improve the lending process and created by people who understand credit risk and loan service operations.
On Your IT Terms
Choose between local software installation on your servers to maintain full control of your data or choose SquareHost, our fully supported hosting solution. Either option provides credit risk technology on your terms while gaining the full support of our technical expertise.
Whether you need to bring efficiency to one or many operational processes, Square 1 Credit Suite enables your bank or credit union to integrate change at your pace. As you find ways to improve your loan origination or management operations, we will be there to help you implement the technology that best supports your desire to connect with customers.
Technology Driven by People
A financial management system is only as good as the software itself and the people who stand behind it. Square 1 Credit Suite comes with a robust platform of technology solutions but also with the most dedicated team of experienced integration and operational professionals. You’ll never be alone with Square 1 by your side.
Learn More About Square 1 Creidt Suite. Request More Information.
the Square 1 Credit Suite, you will find a host of powerful tools you need to successfully manage a loan’s life cycle while ensuring you are managing risk at the highest level possible. Available in both traditional server installation or via our hosted delivery model, SquareHost.
Analysis & Underwriting
- Detailed financial spread analysis with RMA Comparisons
- Global cash flow analysis for complex entities
- Integration with loan committee presentation packages
- Commercial and Agricultural projections
- Transactional Stress Testing to identify changing economic variables
- Configurable scoring based on industry
- Covenant monitoring
Loan Portfolio Management
- Tickler creation and exception management
- Workflow and loan monitoring
- Dashboard overview of user-specific loan portfolio in key areas
- Risk rating identification and management
- Past due action plans
- Watch list reporting of criticized and classified loans
We pioneered the single-point solution for credit risk management to reduce the frustration that accompanies redundant data entry. For that reason, we are firm advocates for moving common data between critical software systems. Your customers, loans, and deposits will be loaded into the system and updated on a nightly basis with our powerful Host Core Download. Take the data-entry reduction one step further through one of our loan document platform interfaces.
Suntell Document Imaging (SDI)
Automate the process of building customers and folder structures via our companion product, Suntell Document Imaging (SDI).
- Store loan documents, employee data, vendor information, and more
- Organization-defined global indexing structure
- Images and security meet or exceed FDIC regulation requirements
- Complete audit-trail capabilities
- Documents are available at all branches as soon as they are scanned into the system
- Export files for examiners or other third-party review
The Square 1 Credit Suite is delivered with many pre-set templates and values to jump-start the transition phase, but with our sophisticated, yet easy-to-use administrative configuration feature, you will also be able to define your institution’s loan policy and operational framework making the conversion comfortable for even the most reluctant of employees!
Learn more about what makes Square 1 Credit Suite - one of the leading software solutions for credit risk management among credit unions and community banks nationwide.
We work closely with your staff to make the implementation process as seamless as possible, according to your timeline.
Read success stories from other financial institutions using Square 1 Credit Suite.
Read our blog for the latest industry trends and solutions.