Determining the Risk in Your Document Exceptions

Determining the Risk in Your Document Exceptions

Ongoing exception management is a never-ending task. Each newly originated loan adds a new set of documents that need to be reviewed upon loan closing, and then ongoing tracking for recurring items. When determining “how” to track different requirements within a...
Managing Third Parties for Documentation Exceptions

Managing Third Parties for Documentation Exceptions

Ongoing tickler maintenance is always a massive and never-ending part of managing a loan portfolio. Every new loan requires a post-closing review and initial tickler setup, and many ticklers such as UCCs, financial statements, and insurance need ongoing monitoring for...
FastTrack the Management of Problem Credits

FastTrack the Management of Problem Credits

Community financial institutions may soon be facing a large volume of problem credits as small businesses struggle to recover from the economic impact of COVID-19. The Square 1 Credit Suite has the tools needed to manage your collections and work-out efforts, along...
CRE and C&I Exposure in Your Loan Portfolio

CRE and C&I Exposure in Your Loan Portfolio

Will there be CRE and C&I exposure in your commercial loan portfolio once the PPP stimulus ends? While the PPP program has certainly granted relief to many small businesses, others may find themselves still struggling. Many industries will find their local...
Stress Testing and Projects Help Forecast Problem Credits

Stress Testing and Projects Help Forecast Problem Credits

A part of reviewing a borrower’s credit is forecasting “what could happen next?”  In the next several weeks, borrowers will be providing their updated tax returns as we approach the July 15th filing deadline, and community financial institutions will have their credit...